Farmer Auto Village

Finance

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Today there are a lot of options available when purchasing your vehicle. What suits you and your requirements is where I can help you. I can offer competitive interest rates over a term to suit and what sort of loan will best work in for you:

  • Operating lease
  • Finance lease
  • Business Credit
  • Consumer Credit
  • Balloon payment due?
  • Need to restructure your loan?

Would you like to know how to maximize these options for your business or personal use so you can leave your cashflow / investments / revolving mortgage alone?

  • No monthly account fees
  • Fixed rate
  • Know exactly what you are paying each month
  • No huge early settlement fees

All finance is applied for and approved on site, generally within hours, so no running around getting paperwork for other lenders - our team does that for you. For your convenience I can also come to you.

Did you know that Volkswagen / Audi / Subaru / Chrysler / Jeep and Dodge all have their own vehicle insurance plans on their NZ new cars? Phone me for a no-obligation free quote. I also specialize in Mechanical & Electrical Breakdown Insurance and Life Style Protection Insurance.

Come and see me, enjoy a coffee from our Engine Room Café, while we discuss options and what is best for you. Alternatively please contact me:

Stacey MacRae
Business Manager
07 5786017 or 021 848710
stacey@farmerautovillage.co.nz
Mike Wilson
Business Manager
07 5786017 or 022 657 8416
mwilson@farmerautovillage.co.nz

FINANCE LEASE CHARACTERISTICS

  • Minimum Advance Payment (deposit) being from as low as one monthly rental.
  • Terms are from 12 months to 45 months maximum
  • No seasonal payment structures are permitted ie regular monthly payments with a balloon only are allowed.
  • Monthly rentals are calculated on the GST exclusive price of the vehicle meaning your interest charges are less (as you are borrowing less).
  • Finance Lease payments (for leases with a term of 45 months or less) are fully claimed as an expense in the same way as an Operating Lease.
  • The lessee has the option of submitting to the finance co an offer to purchase at the end of the lease or returning it to the finance Co. The lessee however has full liability for the residual value of the lease.

Special Instructions:
As tax and GST benefits change from time to time all advice on these matters should come from the clienta??s accountant.

Finance Application
See our Finance Specials
Meet our Business Managers